Insuring Items
To insure an item for the first time, a character must use the Insure Item option which is located by clicking on themselves and using the context menu. The targetting cursor will then appear asking what item to insure. When chosen, the insurance gold will instantly be deducted from the character's bankbox. Items which are actively being protected with this mechanism are given the Insured item property.
Each time the character is resurrected, the item must be re-insured unless the "auto-renew" option has been selected(recommended!), which is disabled by default. The auto-renew option can also be accessed via the character's context menu. If the auto-renew option is active, then the cost of re-insuring the item(s) is automatically deducted from the character's bankbox upon death to re-insure the item once more(which can quickly add up to a lot of gold if a player is dying repeatedly in a short span of time).
Generally, most all players always insure items they do not wish to lose. Newer players are sometimes given assistance by other players in the form of gold to help them pay for inevitable insurance costs rather than losing items and having to be re-equipped from scratch.
Insurance Costs
Insuring an item costs between 10 to 800 gold pieces, depending on the item:
- Insurable armor set pieces - 600 gold each.
- All other magical items - 10-800 gold each, depending on their worth in the Imbuing system.
- All other non-magical items - 10-800 gold each, depending on their worth to NPC vendors.